20% Tip on $40 | Tip & Total
A 20% tip on $40 is $8.00, for a total of $48.00.
A $40 bill is typical for a mid-range sit-down meal for one or two. An 18–20% tip here runs $7.20 to $8.00. 20% is the modern default — the percentage most guides, apps, and receipt prompts anchor on.
You can compare this 20% rate against 15%, 18%, 20%, and 25% in the table and calculator below.
Tip amounts on $40
| Tip % | Tip amount | Total with tip |
|---|---|---|
| 10% | $4.00 | $44.00 |
| 15% | $6.00 | $46.00 |
| 18% | $7.20 | $47.20 |
| 20% — your selection | $8.00 | $48.00 |
| 25% | $10.00 | $50.00 |
Watch out: tips calculated after tax
Many receipts print their suggested tip on the after-tax total. With a 9% sales tax, a 20% tip on $40 comes to $8.72 instead of the correct $8.00 — about $0.72 more, which is really 21.8% of your pre-tax bill.
On other percentages: 15% → $6.54, 18% → $7.85, 25% → $10.90.
Tip Calculator
Tip percent
Tip
$8.00
Total with tip
$48.00
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Reviewed by TipTruth TeamUpdated 2026-08-21